954-900-9903

15551 W DIXIE HWY, NORTH MIAMI BEACH, FL 33162

Privacy Policy

CREDO CARS LLC PRIVACY POLICY

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product of service you have with us. This information can include: 
  • Social Security number and income
  • Account balances and payment history
  • Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CREDO CARS LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

  1. For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
    Does CREDO CARS LLC share? Yes 
    Can you limit this sharing? No
  2. For our marketing purposes
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
    CREDO CARS LLC share? Yes
    Can you limit this sharing? No
  3. For joint marketing with other financial companies.
    CREDO CARS LLC share? Yes
    Can you limit this sharing? No
  4. For our affiliates' everyday business purposes information about your transactions and experiences.
    CREDO CARS LLC share? No
    Can you limit this sharing? No
  5. For our affiliates' everyday business purposes information about your credit worthiness.
    Does CREDO CARS LLC share? No
    Can you limit this sharing? No
  6. For our affiliates to market to you.
    CREDO CARS LLC share? No
    Can you limit this sharing? No
  7. For our non-affiliates to market to you.
    Does CREDO CARS LLC share? No
    Can you limit this sharing? No

What we do

  • How does CREDO CARS LLC protect my personal information
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
  • How does CREDO CARS LLC collect my personal information
    We collect your personal information, for example when you 
    • apply for financing
    • give us your income information or provide employment information
    • provide account information or give us your contact information
  • Why can't I limit all sharing?
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Federal law gives you the right to limit only 
    • sharing for affiliates' everyday business purposes information about your credit worthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliated to market to you
    State laws and individual companies may give you additional rights to limit sharing

Definitions

  • Affiliates
    Companies related by common ownership or control. They can be financial and nonfinancial companies. CREDO CARS LLC does not share with our affiliates
  • Non-Affiliates
    Companies not related by common ownership or control. They can be financial and nonfinancial companies. CREDO CARS LLC does not share with non-affiliates so they can market to you
  • Joint Marketing
    A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include finance companies.

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